💳 Financing Add-On — $99 with Find My Vehicle

Get The Best Rate
Not The Dealer's Rate

Dealers markup your interest rate and keep the profit. EVL compares the rate you're quoted against current published market rates for your credit tier — no application, no credit pull — so you know exactly where you stand before you sign. Available as a $99 add-on when you purchase Find My Vehicle. Already included at no extra charge in Advisory and Full Service.

📊 Market-Rate Comparison ⚡ No Application Needed 💰 Avg $1,847 Saved $99 Add-On
The Real Cost of Dealer Financing

Dealer Rate vs EVL Rate

This is the single most overlooked cost in a car purchase. Dealers are allowed to markup your interest rate — and they always do.

❌ Dealer Finance
What Dealers Offer
6.75%
APR — typical dealer-marked-up rate on $42,000 loan
Lender Base Rate5.25% APR
Dealer Markup+1.50% (hidden profit)
Monthly Payment (60mo)$826/mo
Total Interest Paid$7,560
Lender Options Compared1 (captive finance)
✅ EVL Financing Add-On
What EVL Gets You
4.25%
APR — typical published market rate for your credit tier on the same loan
Market Rate (Your Tier)4.25% APR ✓
Dealer Markup$0 — Eliminated ✓
Monthly Payment (60mo)$777/mo
Total Interest Paid$4,620
Lender Options Compared12+ credit unions & banks
Your Total Finance Savings on a $42,000 / 60-Month Loan
$49/mo savings × 60 months = $2,940 · After $99 EVL fee = $2,841 net savings
$2,940
See Your Savings

Finance Calculator

Enter your loan details to see exactly how much the EVL Financing Add-On saves you.

⚡ Your Finance Savings
Dealer Monthly Payment
$826
at dealer rate
EVL Monthly Payment
$777
at best available rate
Total Interest Savings
$2,940
over loan term
Where To Compare Rates

8+ Lender Categories

EVL is a technology platform, not a lender or broker — we don't submit applications or hold any lender relationships. We compare the dealer's quoted rate against current published rates from these lender types for your credit tier, so you can see where you stand and decide where to apply yourself.

🏦
Credit Unions
Best rates for qualified buyers
🏛️
Regional Banks
Competitive local rates
💳
National Banks
High approval rates
⚡
Online Lenders
Fast approval & funding
🔒
Captive Finance
OEM incentive rates when available
📊
Specialty Lenders
For unique credit profiles
🤝
Community Banks
Relationship-based lending
🌐
+ More Options
Additional lender types worth checking
The Process

How The EVL Financing Add-On Works

Four simple steps. No application. You decide what to do next.

01
You Add It At Checkout
Select the Financing Add-On when you purchase Find My Vehicle. Takes 5 minutes.
02
EVL Compares Market Rates
We check current published rates for your credit tier — no application submitted, no credit pulled, no lender contacted.
03
You See The Comparison
EVL shows you the market rate range for your tier next to what the dealer quoted — full transparency, no guesswork.
04
You Choose & Save
Decide whether to accept the dealer's rate or apply elsewhere yourself. Average savings: $1,847.
$99 Add-On with Find My Vehicle · No Commission · No Hidden Costs

Stop Overpaying on Interest

One flat add-on fee. Real market-rate comparison. No application required. Average savings $1,847 — that's an 18x+ return on your $99. Already included at no extra charge if you choose Advisory or Full Service instead.

⚡ Add Financing to Find My Vehicle — $99